1. had,had listened, would, would stop, didn't leave, had not bought, had spent, knew, paid, wish 2. C,A,A,A,B,B,C,B,C,C 3. a) If more and more young people will go in to higher education in future. b) Their children studied a useful subject leading to a good job. c) Their parents would let them make their own choices. d) They had chosen their courses more carefully. e) Not to choose a subject simply because they think they are good at it. f) I were you, I'd think about what kind of work I wanted to do in the future. g) If they were only interested in having a good time. h) They had worked harder. i) If they will never repay their student Ioans. j) Time that universities paid more attention to students' financial problems. 4. would, were, time, it, made, were, drove, could, were, would, as, I were
